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3. Outstanding Savings and Liabilities
(i) Outstanding Savings
Outstanding savings per household in workers' households was 12.04 million yen, up 2.1% over 1999. This was the smallest increase rate since the start of the survey.
On the other hand, the savings to yearly income ratio was 161.3%, an increase of 14.4 percentage point over 1999. (Figure II-4, Table II-4)
Figure II-4: Changes in Yearly Income and Outstanding Savings (Workers' Households)
Table II-4: Changes in Yearly Income and Outstanding Savings (All Households)
(ii) Liabilities
The liabilities per household in workers' households was 7 million yen, an increase of 12.6% over 1999. This rate was higher than that of all households (3.0%). Moreover, the liabilities to yearly income ratio (the ratio of the liabilities to yearly income) was 93.8%, up 16.4 percentage point over 1999 (77.4%).
The liabilities for purchase of houses and/or land was 6.44 million yen, which accounted for 92.0% of the liabilities.
The liabilities holding ratio (the ratio of households that hold liabilities for purchase of houses and/or land) was 41.8%, an increase of 2.0 percentage point over 1999 (39.8%). (Figure II-5, Table II-5)
Figure II-5: Changes in Yearly Income and Liabilities (Workers' Households)
Table II-5: Changes in Yearly Income and Liabilities (Workers' Households)
Go to III. Income and Expenditures by Household Characteristics
