345634563456404 16 金融・保険（単位 年 パーセント）令和2年20202021令和2年20202021令和2年202020211) 当座貸越を含む。 2) 日本銀行と取引のある銀行の銀行勘定の計数。整理回収機構及びゆうちょ銀行を除く。算出方法は利率別貸出残高を0.25％刻みで集計の上、下限金利を加重平均したもの 3) 手形貸付と割引手形の金利を加重平均したもの 4) 証書貸付の金利1) Including overdrafts. 2) Domestically licensed banks are established under the Japanese legislation, and conducttransactions with the Bank of Japan. Excluding the Resolution and Collection Corporation and the Japan Post Bank. Thecalculation method of loan amount outstanding by interest rate is aggregated at intervals of 0.25 percent and the rates inbetween are rounded off to the lower rate and are average weighted. 3) Weighted average of loans on bills and billsdiscounts. 4) Rates of loans on deeds.資料 日本銀行「預金・貸出関連統計 貸出約定平均金利」Source: Bank of Japan.年末国内銀行年末End of year国内銀行年末End of year国内銀行都市銀行都市銀行都市銀行総合地方銀行地方銀行 II総合#短期地方銀行地方銀行 II総合#長期地方銀行地方銀行 II 2) Shinkin banks1.0130.9770.9450.9361.049 2) Shinkin banks0.9340.8470.7020.7120.8972) 0.9840.9550.9330.9241.023TotalRegional banksRegional banks II0.8580.8280.8020.7980.933TotalRegional banksRegional banks II0.6670.6070.5330.5300.713TotalRegional banksRegional banks II0.8390.8090.7910.7870.901End of year1)1.4581.4281.4191.4161.4891)3)1.7921.7771.7761.7741.8281)4)1.3911.3651.3581.3571.4321166--1166 国国内内銀銀行行、、信信用用金金庫庫のの貸貸出出約約定定平平均均金金利利（令和２～６年）Average Contract Interest Rates on Loans and Discounts of Domestically Licensed Banks and Shinkin Banks (2020 to 2024)Domestically licensed banks0.8140.79520220.77120230.77920240.943Domestically licensed banks0.4810.47520220.44020230.45220240.563Domestically licensed banks0.7810.76120220.74820230.75420240.905City banks0.6840.6840.6670.6950.887Short-term loans and discountsCity banks0.3880.4590.4550.4960.493Long-term loans and discountsCity banks0.6700.6620.6560.6810.885(In percent per annum)信用金庫信用金庫信用金庫Shinkin banks
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