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IV. Income and Expenditures of Households of Aged Persons and Other Specific Households
1. Income and Expenditures of Households of Aged Persons
(i) Income and Living Expenditures
Average monthly household income in the households headed by persons aged 65 and over (households of aged persons) was 398,321 yen in the workers' households of aged persons and 200,162 yen in the not-working households of aged persons. The income of the not-working households of aged persons was almost half of that of the workers' households of aged persons.
In terms of types of income, the wages and salaries earned by the household heads accounted for the largest portion of income at 48.1% in the workers' households of aged persons, followed by social security benefits at 30.1%. On the other hand, social security benefits accounted for the greatest part at 78.1% in the not-working households of aged persons which was followed by wages and salaries earned by other household members at 10.1%.
Disposable income in the workers' households of aged persons was 356,805 yen while that in the not working households of aged persons was 175,509 yen.
Average monthly "other living expenditures" per workers household of aged persons was 307,487 yen and that in the not working households of aged persons was 257,230 yen. While the workers' households of aged persons had a surplus of 49,318 yen per household, the not-working households of aged persons incurred a deficit of 81,721 yen per household, indicating that this deficit was covered by funds withdrawn from savings. (Figure IV-1, Table IV-1)
(ii) Savings and Liabilities
The outstanding of household savings was 20.96 million yen in the workers' households of aged persons and 21.85 million yen in the not-working households of aged persons. On the other hand, the household liabilities was 1.9 million yen in the workers' households of aged persons and 0.72 million yen in the not-working households of aged persons, indicating that the former had 2.6 times more liabilities as compared to the latter. (Table IV-1)
Figure IV-1: Average Monthly Income and Living Expenditures of Households of Aged Persons Only
Table IV-1: Average Monthly Income and Living Expenditures of Households of Aged Persons Only
(iii) Households of Aged Couple Only
Average monthly household living expenditures in the households of aged couple only (the households of the husband at age 65 or older and the wife at age 60 or older only) was 260,846 yen. This was 9.1% less as compared to living expenditures in the households of married couple only (287,022 yen).
Among the components of living expenditures, food accounted for 23.5% of total expenditures, which was 1.6% higher as compared to the households of married couple (21.9%). Analyzed in closer detail, the ratios of all food items except for meat and eating out were higher in the households of aged persons only.
Moreover, the ratios of housing, fuel, light and water charges, furniture & household utensils, medical care and reading & recreation were higher in households of aged couple only. However, the ratios of clothes & footwear, transportation & communication, and "other living expenditures" were lower in these households.
Next, an analysis of the households of aged couple only by age group of the household heads reveals that household living expenditures was 280,412 yen in households headed by those of the 65-69 age group, 259,749 yen in households headed by those of the 70-74 age group and 238,919 yen in households headed by those of the 75 and over age group. Living expenditures decreased as the age group of the household heads advanced.
Among various living expenditures items, while the ratios of food, housing and fuel, light and water charges rose as the age group of the household heads advanced, the ratio of transportation and communication declined with the advance of the age group.
A look at outstanding household savings by age group of the household heads indicates that the households headed by those of the 65-69 age group had 22.25 million yen in savings, the households headed by those of the 70-74 age group had 22.31 million yen and the households headed by those of the 75 and over age group had 25.03 million yen illustrating the fact that the households had more in savings as the age group of the household heads advanced. (Table IV-2)
Table IV-2: Living Expenditures in Households of Aged Persons Only by Age Group of Household Heads (All Households)
Go to IV-2. Income and Expenditures of Dual-income Households